Flexible Premium Annuities
10 - Year Non-Qualified & Qualified (including Roth) Flexible Premium Annuity Tax-Deferred
- 4.50% APY for the first year
- Yield includes First Year bonus of 1.75%
- Rate subject to change after the first year
- Flexible Premium: Low minimum initial premium of $300 year
- or $25 month
- Single Premium: Low minimum deposit of $1,000
- 10 year surrender charge after the free 15% withdrawal (10, 9, 8, 7, 6, 5, 4, 3, 2, 1, 0)
- Medical expense benefit withdrawal allowed (no fee)
- Terminal illness benefit (no fee)
- Nursing home benefit (no fee)
8 - Year Non-Qualified & Qualified (Including Roth) Flexible Premium Annuity Tax-Deferred
- 4.25% APY for the first year
- Yield includes First Year bonus of 1.25%
- Rate subject to change after the first year
- Flexible Premium: Low minimum initial premium of $300 year
- or $25 month
- Single Premium: Low minimum deposit of $1,000
- 8 year surrender charge after the free 15% withdrawal (8, 7, 6, 5, 5, 4, 3, 2, 1, 0)
- Medical expense benefit withdrawal allowed (no fee)
- Terminal illness benefit (no fee)
- Nursing home benefit (no fee)
5 - Year Non-Qualified & Qualified (including Roth) Flexible Premium Annuity Tax-Deferred
- 4.00% APY for the first year Yield includes First Year bonus of 1.00%
- Rate subject to change after the first year
- Flexible Premium: Low minimum initial premium of $300 year
- or $25 month
- Single Premium: Low minimum deposit of $1,000
- 5 year surrender charge after the free 15% withdrawal (9, 7, 5, 3, 1, 0)
- Medical expense benefit withdrawal allowed (no fee)
- Terminal illness benefit (no fee)
- Nursing home benefit (no fee)
All annuity plans offered by Western Catholic Union have the following benefits:
- Supported by high investment quality bonds
- No annual administration fees, no sales charge
- May be annuitized at any time and at no charge
- Single Premium Deferred Annuities may be added to within the first 90 days of issue.
- Rates for new issue annuities are subject to change at any time.