NEW RATES EFFECTIVE NOVEMBER 1, 2011
5 YEAR APY
1ST YEAR BASE RATE
3.25% 2.25%
10% free withdrawal each year *
Minimum Guaranteed Rate - 1%
Surrender charges: Yr 1–9%; Yr 2-7%; Yr 3-5%;
Yr 4-3%; Yr 5-1%; Yr 6-0%
Form WCU FPA-5-1210
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8 YEAR APY
1ST YEAR BASE RATE
3.50% 3.00%
10% free withdrawal each year *
Minimum Guaranteed Rate – 1%
Surrender charges: Yr 1-8%; Yr 2-7%; Yr 3-6%
Yr 4-5%; Yr 5 -4%, Yr 6-3%; Yr 7-2%; Yr 8-1%
Yr 9-0%
Form WCU FPA-8-1210
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10 YEAR APY
1ST YEAR BASE RATE
3.75% 3.00%
10% free withdrawal each year *
Minimum Guaranteed Rate – 3%
Surrender charges: Yr 1-10%; Yr 2-9%, Yr 3-8%;
Yr 4-7%; Yr 5-6%; Yr 6-5%; Yr 7-4%; Yr 8-3%;
Yr 9-2%; Yr10-1%; Yr 11-0%
Form No FPA 1198